How to save money when shopping
Milk, bread, eggs… If you’re always buying these, and somebody gives you a coupon worth a discount of, say, 10 percent, wouldn’t you take it?
“The major retailers – Checkers, Pick n Pay and Shoprite ..
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Low credit score affects property buy: http://tinyurl.com/pppjk3h
Thinking of doing additions/renovations? Read this!
Damage and loss to your home can occur in many ways – from fire, flooding and natural disasters like storms, to damage caused by thieves trying to gain entry to your house. Most homeowners insurance policies in South Africa will cover the structure of your home and its outbuildings (like the garage and servant’s quarters) against the following types of loss or damage:
Check your policy document for cover of the following:
Important: When you are shopping around for insurance quotes, make sure the home insurance cover you choose allows you to claim for the cost of repairs, or even the complete reconstruction of your property if it is damaged to the extent that you cannot live in it. If your home is rendered uninhabitable, some policies will also allow you to claim for the cost of renting alternative accommodation during the time it takes to complete the repair work.
Homeowner’s insurance is cover for your home (the building, not the contents). “Remember that the insured value is not what you could get if you sold your property; it is for the cost of replacing or rebuilding your home at today’s values. Beware of relying on bank valuations!. Even if the insurer is associated with a bank, make sure your home is not undervalued.
The following are reasons for homeowner’s insurance disputes: